Pacific Insurance Processes Claims 91% Faster With AI Document Intelligence
Document Intelligence & ProcessingInsuranceRegional Insurance Broker

Pacific Insurance Processes Claims 91% Faster With AI Document Intelligence

Pacific Insurance Group·6 weeks to full deployment·March 2026
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Results at a glance

91%

Faster claims processing

From 14 days to 30 hours average

99.4%

Extraction accuracy

Versus 97.1% for manual entry

78%

Claims processed straight-through

No human data entry required

$340K

Annual labor savings

2 FTE reallocated to complex cases

31pts

Net Promoter Score increase

From 28 to 59 within 6 months

The Challenge

Pacific Insurance was processing 2,400 claims per month. Each claim required manual extraction of data from 4–8 documents: police reports, medical records, repair estimates, photos, and application forms. The average claim took 14 days from submission to first payment. Two underwriters spent 60% of their time on data extraction alone.

Our Solution

We deployed a document AI pipeline that ingests claim submissions from email and their portal, automatically extracts and validates all required fields, cross-references against policy data, and populates their claims management system — routing straight-through for simple claims and flagging complex ones for underwriter review.

How We Built It

  1. 1

    Catalogued 23 distinct document types across claim categories

  2. 2

    Trained custom extraction models on 3,000 historical documents per type

  3. 3

    Built validation rules for cross-document consistency (e.g., dates, policy numbers)

  4. 4

    Integrated with Applied Epic claims management system via API

  5. 5

    Implemented confidence scoring to auto-approve high-confidence extractions

  6. 6

    Created exception handling workflow for low-confidence or missing data

"

The speed improvement has been transformational for our relationships with policyholders. When someone has been in an accident, waiting 14 days for their claim to move is unacceptable. Now 78% of claims are automatically processed the same day.

James Thornton

Chief Operations Officer, Pacific Insurance Group

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